Drivers convicted of DUI or DWI in California, drivers cited for driving without insurance, drivers with multiple at-fault accidents, drivers reinstating a suspended license, and new California residents with a similar requirement carrying over from another state.

SR-22 Insurance in California — How to File Today and Get Back on the Road

May 4
2 min read

Got hit with an SR-22 requirement after a DUI, a license suspension, or driving without insurance? You are not alone — and you are not stuck. CoverToday is a Los Angeles-based independent insurance broker that can quote, bind, and file your SR-22 certificate with the California DMV the same day. We accept difficult cases — DUIs, multiple violations, foreign licenses, new drivers — the situations other agencies turn away.

What is an SR-22?

An SR-22 is not a type of insurance. It is a certificate your insurance carrier files with the California DMV that proves you carry at least the state minimum liability coverage. The DMV requires it when it needs verification that a high-risk driver is insured — usually after a DUI, a reckless driving conviction, repeated traffic violations, an at-fault accident while uninsured, or driving on a suspended license.

Who needs one?

Drivers convicted of DUI or DWI in California
Drivers cited for driving without insurance
Drivers with multiple at-fault accidents
Drivers reinstating a suspended license
New California residents with a similar requirement carrying over from another state

How long do I need it?

California typically requires SR-22 for 3 years from the date of conviction or violation, though the specific duration varies by case. The certificate must remain continuously active for the entire period — any lapse triggers a DMV notice, which can re-suspend your license. CoverToday tracks renewal dates and reaches out before lapses happen.

How CoverToday handles SR-22 in California

Independent broker — we shop multiple carriers that accept SR-22 risk and pick the lowest rate available to you.
Same-day filing — we submit the SR-22 certificate electronically with the California DMV the same day you bind the policy.
Accept difficult cases — new drivers, foreign licenses, recent immigrants, multiple violations.
Bilingual support in English and Russian.
1,000+ drivers served. Local LA office, real broker, no call center.

What to have ready

Your driver's license number
Any court paperwork or DMV notice you received
Vehicle information if you own a registered vehicle (we can also write a non-owner SR-22 if you don't)
A payment method to bind the policy

Get an SR-22 today

Call or text us at 310-299-5555. We'll quote multiple carriers, bind the policy same-day, and file the SR-22 with the California DMV before close of business — usually within an hour if you call by mid-afternoon. CoverToday Insurance Agency, LLC. CA License #0K77310. Licensed in California, Texas, Illinois, Arizona, Nevada, North Carolina, and Washington.