Full coverage, liability, SR-22, foreign-license and high-risk drivers welcome. We shop 40+ carriers to find your lowest rate — and bind same-day. Мы говорим по-русски.
Captive agents (GEICO, State Farm) can only sell you their one policy. As an independent broker we compare 40+ carriers in one call and place the cases other agencies decline — DUI history, lapses, foreign licenses, new drivers — usually at a better rate. One conversation, every option on the table, and ID cards the moment you bind.
Bodily injury and property damage you cause — the state-required minimum to drive legally.
Adds collision and comprehensive so your own car is protected from accidents, theft, fire and weather.
We file proof of insurance with the DMV the same day after a DUI, lapse or suspension.
Protects you when the at-fault driver has no insurance — common in California.
Coverage if you drive but don’t own, or hold an international/foreign license.
In California, basic liability often starts around $29–$70/month for clean profiles, while full coverage typically runs $120–$250/month depending on your car, ZIP code, age and record. High-risk profiles (DUI, lapse, foreign license) cost more, but as an independent broker we compare 40+ carriers — including high-risk specialists — to find the lowest available rate for your exact situation. Bundling renters or a second car usually lowers it further.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
Every driver in California must carry at least the state-minimum liability (15/30/5). If you finance or lease, your lender requires full coverage. If you’ve had a DUI, a license suspension or a coverage lapse, the DMV may require an SR-22 filing before you can drive again — we handle the policy and the filing together, same day.
2 minutes online or by phone, in English or Russian.
We find your lowest rate and a carrier that will take your case.
Drive away covered, with ID cards sent immediately.
Liability often starts around $29–$70/month and full coverage around $120–$250/month, depending on your car, ZIP, age and record. We compare 40+ carriers to find your lowest.
Yes — that is our specialty. We work with carriers built for DUI history, lapses, new-to-US and foreign-license drivers.
Yes — we file with the DMV the same day. See our dedicated SR-22 page for details.
Liability covers damage you cause to others (the legal minimum). Full coverage adds collision and comprehensive to protect your own vehicle.
Yes — most policies bind the same day with ID cards sent immediately.
Usually. Adding renters or home, or insuring multiple vehicles, typically earns a multi-policy discount.
Yes — our agents serve clients in English, Russian and Spanish.
Yes. Lapses raise rates but we work with carriers that accept them and still shop for your best price.
Russian-speaking · English · Español. No pressure, no spam — just your best rate.