DOI License #0K77310 · Licensed CA broker since 2013 · Serving CA, TX, IL, AZ, NV, NC, WA EN RU ES

Resources & guides

Plain-English answers to the hard insurance questions, from a broker who places the cases others decline.

Latest articles

Guides & articles

Business Insurance

General Liability Insurance for California Contractors — Why $1M Is the Standard

California contractor GL insurance — handyman, electrician, HVAC, plumber, painter, roofer. $1M/$2M coverage, multi-carrier shopping, same-day COI. Bilingual EN/RU.

Home Insurance

Home Insurance in California — Wildfire Coverage, Non-Renewals, and How to Stay Insured

California home insurance after wildfire non-renewal. Multi-carrier shopping including admitted, surplus-lines, FAIR Plan + DIC. Bilingual EN/RU broker.

Rideshare

Rideshare and Delivery Insurance in California — Uber, Lyft, DoorDash & Amazon Flex

If you drive for Uber, Lyft, DoorDash, Uber Eats, Amazon Flex, or Instacart in California, your personal auto policy will deny most claims. Here is the coverage you actually need and what it costs.

Business Insurance

Workers' Compensation Insurance in California — Mandatory Coverage Every Employer Needs

California Workers' Compensation insurance — required for every employer. Class-code shopping, pay-as-you-go billing, multi-carrier rates. Bilingual EN/RU broker.

Commercial Trucking

Commercial Trucking Insurance in California — DOT/MC Owner-Operator Guide

DOT/MC owner-operator insurance in California from a specialist broker. Multiple carriers compared, COIs in hours, bilingual service.

Auto Insurance

California Auto Insurance Requirements in 2026: A Complete Guide

Everything California drivers need to know about auto insurance requirements in 2026, including minimum coverage, costs, and money-saving tips from CoverToday Insurance Agency.

SR-22

SR-22 Insurance in California: What It Is, What It Costs, and How to Get It

Complete guide to SR-22 insurance in California. Learn what SR-22 is, why you might need it, how much it costs, and how CoverToday can help you get covered quickly.

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