General liability, workers’ comp, BOP, and commercial auto — placed fast, with same-day certificates of insurance for your contracts.
Most clients and landlords require a $1M general liability policy and a certificate of insurance before you start. We set up the right coverage — GL, workers’ comp, a Business Owners Policy, commercial auto — and issue COIs (with additional insured) the same day so deals don’t stall. One broker for every policy your business needs, in California and six more states.
Third-party injury and property damage — the $1M policy contracts require.
Required once you have employees; covers their work injuries.
Bundles GL with property for your equipment, inventory and space.
Vehicles and drivers used for the business.
Claims that your advice or service caused a client a loss.
In California, general liability averages about $42/month for many small businesses and workers’ comp about $63/month, though both vary heavily by industry, payroll and revenue. Bundling GL and property into a BOP often saves 10–20% versus buying them separately. We compare carriers and right-size limits so you meet contract requirements without overpaying.
Figures are general market ranges — your exact rate depends on your profile. Call (310) 299-5555 for a free, no-obligation quote.
If clients, landlords or general contractors require a certificate of insurance, you need general liability (commonly $1M/$2M). Any business with employees must carry workers’ comp in California — even one part-time worker. Businesses that own equipment or inventory benefit from a BOP, and any business that uses vehicles needs commercial auto.
Industry, payroll, vehicles, and what your contract requires.
GL, WC, BOP, commercial auto — shopped across carriers.
Additional insured added and certificate issued fast.
General liability averages ~$42/month and workers’ comp ~$63/month, but it depends on your industry, payroll and revenue. We shop carriers to find your best price.
Most need general liability; add workers’ comp if you have employees, a BOP if you own property/equipment, and commercial auto if you use vehicles.
Yes — usually within 15 minutes for existing commercial clients.
In California, employers with any employees generally must carry it. We’ll tell you exactly what applies.
A Business Owners Policy bundles general liability with property coverage — often the best value for small businesses.
Same day — often within minutes for existing clients, with additional insured added.
Yes — we place coverage for startups and newly licensed contractors.
California plus Texas, Illinois, Arizona, Nevada, North Carolina and Washington.
Russian-speaking · English · Español. No pressure, no spam — just your best rate.